http://www.wallacespalding.com<br /><br />Chapter 13 Bankruptcy is similar to a Chapter 11, however it is much simpler. You must first create a plan, usually a five year plan, where you designate a monthly or weekly payment to pay off your debt. <br /><br />Spalding & Spalding is a law firm located in Louisville, KY that practices Bankruptcy Law, Estate Settlement, Wills and Trusts.
