Saved me hundreds if not thousands by tracking my spending and letting me have a honest look on how I spend my money

It would be better if they charged for the service not the envelope dumb

This app is definitely optimized for the phone, which is nice on the go for making sure you are keeping up to date with where your budget is at, but I prefer being able to sit down with the bigger iPad screen on payday or if I’m needing to do more than minor readjusting of the budget. It only is viewable in Portrait on the iPad, sorta, which doesn’t work for some of the iPad keyboards out there.

I don’t mind at all putting things in manually. I really think there needs to be better stats and insights - “you are spending more on travel than last year” or “your dog walking expenses have gone up this quarter compared to last 2 quarters”. Something with AI. Or at least if I could manually compare category spending over time - track all dog envelope expenses over time to see how this changes over the last few years. Look at envelope for groceries to see if that’s been slowly rising or falling. It would be great if there’s a button - control for inflation - to see if there is just inflation growth in expenses or actually lifestyle inflation. A very very easy fix which I really want is the ability to look at the pie chart of all expenses over the last 12 months - not only calendar year 2024 vs 2025. But like the last 12 months from today. So many small adjustments I think would help analyze spending but it’s not even possible to view in the app.

This has become one of the most ineffective ways to track our budget. While the idea seems great it’s finicky and glitchy. Sometimes you have to log onto the site to do stuff when it should all be handled with the app. Because it requires the site it doesn’t always sync and there are connection issues when out and about trying to record expenses.

You have to pay for a subscription to link / auto sync bank accounts. Otherwise you’re manually inputting every transaction.

You need to pay monthly fee to link your bank account

There is a bug. If you don’t have envelopes but just income, the app crashes when you click on the income.

I really like how straight-forward the app is, however, the initial setup is insane. My credit cards unlink as soon as I select "I'm paying it off" instead of "pay in full each month" and the lightning bolt goes away. When I set this up halfway through the month it's impossible to match what's been paid already.

I’ve used a lot of budget apps and this app really is not good. I can’t even figure out how to fill envelopes from the app. The how-to videos only show it done from desktop—what? Are you kidding me! OMG! No. I don’t want to use my laptop—that’s ridiculous! No. I don’t want to use a tiny screen in Safari because your app software can’t do what should be a simple task.—ridiculous! No. I don’t want to auto-fill!—that would defeat the whole purpose of a budget. It should evolve every month because every month your income and spending changes.—ridiculous! There is NO support to be found other than forum, what? Are you kidding me? I can’t believe you have any good reviews? You don’t even deserve a single star.