Debit & Credit

Debit & Credit

By Ivan Pavlov Pty Ltd

  • Category: Finance
  • Release Date: 2014-10-31
  • Current Version: 5.5.4
  • Adult Rating: 4+
  • File Size: 6.91 MB
  • Developer: Ivan Pavlov Pty Ltd
  • Compatibility: Requires iOS 10.14.5 or later.


If you are looking for a personal finance app that is convenient, easy to use and at the same time has enough features, then Debit & Credit is the right app for you. • All accounts in one app Keeping financial records was always a bit of a hassle. But now you can actually enjoy it. See all your accounts in one place and manage your everyday finances. • Super fast Creating a new transaction now takes a matter of seconds. The app was designed with simplicity and convenience in mind. It will never require you to make dozens of unnecessary steps to accomplish simple tasks. • Companion iOS & Apple Watch app Debit & Credit has its own app for iPhone and iPad, which you can use to add transactions on the go. It is super convenient and keeps data in sync via iCloud. • Importing data We know how important it is to be able to import transactions from your financial institutions. That's why we support CSV, QIF, QMTF, OFX and QFX files. And you can also choose which particular transactions to import from a file, something that not all financial apps know how to do. • Budgets & Scheduled Transactions Do you want to budget expenses on a particular category? No problems. Do you plan to make a transaction in the future and want to be reminded about it? Consider it done. • Financial Plans Plan ahead by creating a financial plan for the next year. Compare your performance against it and see your future net wealth. • Reports We believe in clean, crisp reports that are easy to read and understand. See where and what do you spend your money on. Other types of reports are available too. • Shared Accounts Do you want to share some of your accounts with someone else? No problems, you can share selected accounts via iCloud while keeping other accounts private. Great for managing family finances! • Bank reconciliation mode Sometimes we all need extra help to keep our accounts in shape. You can easily reconcile your accounts with bank statements in the app to eliminate any disparities. • Transaction Attachments There might be a number of a reasons why you might want to attach files to transactions. You can attach as many files as needed and they will be synced with iCloud. You can even use Continuity Camera to scan documents or take photos with your iPhone and receive them in the Mac app. • Powerful features Split categories, Touch ID support, pending transactions, transaction export, transaction tags, printing reports and saving them as PDF files - all those and many other features are at your disposal when you need them. • iCloud sync We will never ask you to create an account or provide any personal details. All data is stored in iCloud, it is not available to anyone except you. Some features are limited to premium version subscribers. Premium version is an annual subscription. Our privacy policy, as well as subscription terms are available at In case of any questions please don't hesitate to contact



  • EASY to use, in Mac, iPad, iPhone and Watch

    By Caribbean Jim
    This is a universal iOS/macOS app. It will keep itself synchronized across all your Apple devices. You can enter transactions on the spot at all times on your Watch. Easy! Then sit down at your Mac desktop and flesh it out, reconcile accounts, whatever. Speaking of reconciling, ... it could not be easier with this app. Such a pain with most other apps. The only critique, and maybe it's just a peculiarity of my Mac, but the cursor on the edit window is usually invisible, so take note of where you click, 'cause that's where you will type.
  • Great App

    By Great App for any novice
    Very easy to use and learn. Great synch between devices and real time synch between the devices.
  • LOVE

    By ScienceVsNature
    I've been using this app for years and it keeps getting better. The nominal annual fee for the important work it does makes me feel like I am supporting a developer who is supporting me. This app is easy to use, flexible, and an all together joy. The fact that it doesn't pull information directly from my accounts gives me a good sense of security as well. Much better for me personally than quicken
  • Great Software

    By Heynickhere
    Great software that is very easy to use and very easy to sync. Great support! I just wish there was a way to sync across icloud accounts so my wife can imput expenses as well.
  • so far so good

    By Rick11351
    It is doing what I need and very simple to use. Some minor short comings.
  • Best Financial Tracker There Is!

    By junbuhg
    I searched for a simple application to track my spending (old school checkbook) that would sync across my devices and I could share with my spouse. I went through a handful before I found Debit & Credit. It's amazingly intuitive and simple to use. It updates nearly real-time (within seconds with a good network connection) across your devices and my spouse and I have no trouble seeing each other's transactions nearly the second they are entered. I really like that I can enter a transaction on my phone, but then sit down and reconcile on my macbook. The customer service is number one. I had a simple issue that I KNEW was my fault. With patience and guidance, Ivan walked me through the correct way to do something. Within 5 emails I was working the way I wanted. It's definitely worth the annual fee - especially compared to some of the better known financial apps out there. If you're looking for something simple, don't hesitate. This app is awesome.
  • Good App, But Not Worth Subscription

    By Madness@Midnight
    I'm tired of these developers trying to milk money from people with this subscribe model. I would gladly pay $9.99 for the app, maybe even $19.99 for the app, but I'm not going to keep paying for an app that does the same thing. The point of a subscription is to receive new content. You SUBSCRIBE to a magazine to receive a new issue each month/week or whatever, but with this, you pay over and over for access to the same thing? It's no wonder everyone is broke. Like I said, they came out with a great app & deserve compensated, I'd gladly pay the $20 for it, but I'm not gonna keep paying for it. Sorry, not sorry.
  • Best software to track personal finances

    By Mr.Montano
    I have been looking for some time on software that can help me manage my personal finances in a sophisticated but simplistic manner. After about a month I got used to how everything worked with this software I decided to purhcase the annual subscription. I do not regret getting this subscription because it has allowed me to understand where exactly the money is going but also the helpful metrics that are available also amend the whole financial process. Thank you also for consistently fixing bugs with updates. P.S I will come back 3-6 months for a re-evaluation.
  • So far so good

    By Luca.Tuca
    just easy to use. fulfill our my needs.
  • Gotta have it!

    By 78!567
    Debit & Credit is one of the few apps on my devices that I consider crucial. I wouldn't want to be without it. Makes balancing my accounts a simple process. Syncing between devices works flawlessly for me. Good job!



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